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And, if we deliver good service, that builder will refer new clients back to that mortgage broker.” When asked whether the bank has any plans to get the real estate community involved in promoting CP loans as a solution to the inventory problem, Norman says that’s part of the training Flagstar’s mortgage brokers and loan officers will receive.
Mortgage brokers are a big part of the mortgage business, accounting for more than 10 percent of all home loan originations, give or take. In fact, their share of the mortgage pie was as high as 30 percent during the mortgage boom, but fell precipitously after the mortgage crisis ensued.